Projects & Operations


Implementing Partners For The Implementation Of Tupin 23 Districs Of Six Provinces


Project ID P128048
Project Title Afghanistan Access to Finance
Country Afghanistan
Notice No OP00025723
Notice Type Request for Expression of Interest
Notice Status Published
Borrower Bid Reference MISFA/AFP/TUP
Procurement Method Selection Based On Consultant's Qualification
Language of Notice English
Submission Deadline Date/Time February 15, 2014  14:00
Published Date January 26, 2014


Organization/Department Microfinance Investment Support Facility for Afghanistan (MISFA)
Name Khalil Baheer
Address Microfinance Investment Support Facility for Afghanistan (MISFA)House # 195, Esmat Muslim Street, ShahreNaw, Kabul - Afghanistan
City Kabul
Province/State Afghanistan
Postal Code N/A
Country Afghanistan
Phone 0798 436886




MicrofinanceInvestment Support Facility for Afghanistan(MISFA)

Targeting  Ultra Poor(TUP)



Request for Expressions of Interest(REoI)

Consultancy Services:Implementing Partners for theimplementation of TUPin 23 districs of six provinces


Country:                               Islamic Republic ofAfghanistan

Project:                                   AccesstoFinance Project

Assignment Title:                   Targeting UltraPoor

Method of Procurement:       Fixed Budget Selection (FBS)

Project ID:                              P128048

Grant No:                               IDA H 894

Reference No:                         MISFA/AFP/TUP

Issue Date:                             27-01-2014

Closing Date:                          15-02-2014


I.                               General Introduction:


The Islamic Republic of Afghanistan has received a grant from the International DevelopmentAssociation (IDA) administered by the World Bank to implement the Access to Finance Project. The project will be implementedby twoimplementing entities, namely Microfinance Investment Support Facility for Afghanistan (MISFA) for Component one and the MinistryofFinance for Component two. Under component one, MISFA intends to apply part of the proceeds of the grant towards the "Targetingthe Ultra Poor" sub-component for work in an estimated 23 districts (across 6 provinces) and will reach 7,500 households(representing an estimated 52,500 household members). For this MISFA intends to hire consultancy firms/NGOs for 6 Provincialcontract packages  to serve as implementing partners as per the Table given in thisREoI.


Objective of theassignment:


The TUP project will focus only on ultra-poor households who will benefit from a package ofsupport, including access to financial services, to allow them to develop sustainable income generating activities. The aim is tosustainably "graduate" the ultra-poor from a safety netprogram to income-generating activities and eventually linking them withmicrofinance programs and/or savings groups. In order to ensure that the graduation is sustainable the program will (i) providehouseholds with a three-year package of assets/inputs and subsistence support; (ii) build their capacity to improve their incomesand achieve financial literacy; (iii) facilitate access to basic healthcare through community-based health workers; and (iv) linkthem to existing savings groups and microfinance institutions for access to financial services where feasible. Specifically, thiswill include:


a. A household level planning process: It will ensure that there is acomprehensiveunderstanding of local context, household dynamics, economic, social opportunities and constraints so as to provide the mostappropriate package of inputs that will yield the best and sustainableresults.


b. Monetary and/or Productive assets: a three-year package of inputs for TUPparticipants, which includes transfer of productive assets (such as toolkits, small machinery, livestock/poultry etc.) and monetarysubsistence support.


c. Capacity building: This will include social mobilization, classroom enterprisedevelopment training, refresher courses, hands-on training during regular home visits by the implementing agency, exposure visitsetc.


d. Basic health care: This component will educate the households regarding the servicesavailable in the community by the MOPH under the BPHS (Basic Package of Healthcare Services) delivery strategy.


e. Social development: activities include social mobilization, raising awareness abouthuman rights, gender equity and social issues among the ultra-poor and the wider community.


f. Operating costs: This will cover all operational and incremental costs associatedwith the implementation of this program for MISFA and the implementing partners, including salaries of staff, transportation,research, Technical Assistance to the project and oversight and reporting of the program as a whole, review and approval ofhouseholds eligible under this program, exposure visits and any other internal/external evaluations andstudies.





Identification andbaseline data collection

·         Identify the villages as per the TUP standard criteria stated in the OperationManual;

·         Identify TUP households throughPRA (Participatory Rural Appraisal) and wealth ranking methodology underclose supervision of MISFA Development and Rural Finance Department Staff.

·         Conduct a baseline survey before start of the project using MISFA's tools and share its outcome withMISFA.

·         NGOs operating in Balkh and Herat will be expected to work in coordination with the World Bankimpactevaluation team and this project will be used to generate evidence onthe effectiveness of TUP appropriate scale up in thefuture. In particular, the impact evaluation will measure the effect of the TUP program by comparing households that receive TUPsupport to households that may only receive support at a later stage. This will require NGOs to identify and conduct the PRA/wealthranking and baseline survey in 25% more villages than they expect to support in this first phase of the program. From the full setof listed villages conducting the wealth ranking, the impact evaluation team will select the final set of villagesin which the TUPwill be conducted. The NGOs will be expected to coordinate with the impact evaluation team throughout the selection and datacollection processes.



·         Establish the district offices (if not already done) and mobilize the required human and non-human resourcesafter signing of the contract within the time period stated inthe contract;

·         Develop a sound financial and administrative system for the effective management and operation oftheproject;

·         Hold preliminary discussions with key stakeholder groups in each district to introduce the TUP and gainendorsement from the stakeholders such as community leaders, and relevant government authorities.

·         Obtain both the Government, line ministry (e.g. MoH, MoE) and the community support for the implementationof the TUP program in close consultation with MISFA.

·         Begin work on the first phase of implementation which comprises of household selection, planning and delivery mechanism and timing of the TUP package, enterprisetraining and assets transfer for selected household members.

·         Conduct a household needs assessment (in relation to the local context/marketsetc);

·         Develop a transparent, responsive and robust process for the purchasing of the productive assets for thebeneficiaries;


Deliver TUP three yearpackage of services

·         Recruitement of well experienced and professional (key staff) with full involvement ofMISFA,

·         Provide job related training tothe project staff, so that they should be able to perform their dutiesefficiently and without facing any confusion;

·         Provide the package of servicesto the TUP household based on their needs identified in the planningprocess;

·         Provide training in financial literacy and engage TUP members on key social development and health relatedissues;

·         Arrange home visits to the project beneficiaries by the project staff on weekly basis and make sure that anappropriate support is provided to them;

·         Develop linkages of TUP beneficiaries with MFIs (Micro Finance Institutions) or any other banks or savinggroups available in the accessibility areas;

·         Link beneficiaries with marketsso that they should be able to sell their products and generate anincome;

·         Actively lead the purchasing process of the productive assets for the TUP  beneficiaries under MISFA supervision, and ensure assets are in the name of the beneficiaires;

·         Mobilize community support and protection, through volunteer groups led by localelites.

·         Provide skill training in assetmanagement and how to use the assets productively andefficiently.


List of the contract packagesin 23 Districts of 6Provincesfor which the implementation services are required:


Package #




Total # ofhouseholds


Lot #1







Lot #2







Lot #3







Lot #4







Lot #5







Lot #6







MISFA/TUP now invites eligible NGOs (Non Governmental Organizations) to indicate their interestin providing the Services. Interested NGOs should provide information demonstrating that they have the required qualifications andrelevant experience to perform the Services. The shortlistingcriteria are:


·               Organizational set-up and staffing (Organogram and maximum 2page innarrative);

·               Experience in local economic development and Enterprise development programs/projects(Tabular form, not to exceed 6 pages);

·               Experience in the region, particularly in Afghanistan;

·               Experience with somehow similar World Bank fundedprojects;

·               Whether accounts are audited (State whether audits are internal or external and thedate of the last audit and the name of the firm conducting the audit. Do NOT include audit reports); (usually you should haveaudits done for last three years)

·               Please Include copies of your legal registration certificates issued by relevant Afghanauthority  in your Expression of Interest (EOI);

·               Specific work experience in province(s) the NGO intends applying for the package(s);

·               Having multi sectorial approach and experience in developmentfinance.

·               Savings mobilization, Credit, etc will be an advantage.


NGOs tosubmit their EoI packagewise. In cases where there is more than one package, the NGOs showingtheir interest should clearly indicatethe package/packages for whichthey are expressing their interest. After short listing, the Request For Proposal (RFP) shall beissued to short listed NGOs. 


NGOs shallbe selected followinga Fixed Budget Selection (FBS) method.

The attention of interested NGOs drawn to paragraph 1.9 of the World Bank's Guidelines: Selection and Employment of Consultants [under IBRD Loans and IDA Credits& Grants] by World Bank BorrowersJanuary,2011 ("Consultant Guidelines"), setting forth the World Bank's policy on conflict of interest, available in the World BankExternal Website.


Further information can be obtained at the address below during office hours 09:00 to 16:00 hours on working days (from Sunday toThursday):


Expressions of interest must be delivered in a written form to the address below (in person, or bymail, or by fax, or by e-mail) by 15-02-2014.


MISFA looks forward toreceiving your Expressions of Interest on or before the stated deadline for submission.




Khalil Baheer

Director Development and Rural Finance

Microfinance Investment Support Facility for Afghanistan(MISFA)

House # 195, Esmat Muslim Street, ShahreNaw, Kabul -Afghanistan


Tel: 0093 798 436886



Copy to:

Mohammad Khalid Abid

Procurement Specialist, MISFA


Tel: 0093 785 947 866